Now this is where the florida building code 25 rule comes into play.
Florida roof replacement 25 rule.
Roof damages greater than 25 if more than 25 of the roof is damaged by covered events then the rule entitles you to a complete replacement of the roofing system with a few exceptions.
Since the 25 roofing rule is in chapter 7 of the 2017 florida building code existing building 6th edition this means if a roof has 20 actual damage from wind or hail or another peril it would not matter if the roofer had to remove an additional 20 to replace the damaged shingles.
This law states that if more than 25 percent of a building s roof must be replaced within a 12 month period then the entire roof may need to be replaced.
The rule applies to roof repair of any commercial or residential building.
So basically the rule means that if your roof coverings whether it is tile ceramic clay etc asphalt shingles organic or fiberglass metallic or any other coverings and their associated underlayment felt synthetic or any other waterproofing material is damaged more than 25 of the total roof section due to any environmental conditions or any other reason then as per the code the.
Here is what florida s 25 percent rule means for your roof damage claim.
The florida building code section 708 1 1 provides.
C any activity requiring a building permit not including roof covering replacement or repair work associated with the prevention of degradation of the residence that is applied for on or after july 1 2008 and for which the estimated cost is 50 000 or more must include provision of opening protections as required within the florida.
Only the damaged shingles apply to the 25 rule and.
Since the 25 roofing rule is in chapter 7 of the 2017 florida building code existing building 6th edition this means if a roof has 20 actual damage from wind or hail or another peril.
The 2014 florida existing building code the code contains what is conventionally called the 25 percent rule the rule.
Section 708 1 1 of the florida building code often referred to as the 25 rule implements guidelines for roof replacement requirements.
The 25 rule is found in the 2017 florida building code existing building 6th edition within chapter 5 section 502 3 repairs.
There are slight differences to the rule for buildings in or out of an hvhz so it is important to know where your building lies.
Not more than 25 percent of the total roof area or roof section of any existing building or structure shall be repaired replaced or recovered in any 12 month period unless the entire roofing system or roof section conforms.
To help better explain how the florida 25 rule can affect roof damage claims let s review some different cases and how the rule would be applied.
First let s start with a scenario where more than 25 percent of your roof was damaged as many florida homeowners experienced with hurricanes hermine and matthew last year.